Scam­mers are al­ways find­ing new ways to dupe peo­ple out of money. In the U.S., phone calls re­main the pri­mary way swindlers hook older vic­tims.

A study pub­lished last month by the Fed­eral Trade Com­mis­sion found that 24% of adults over age 60 who re­ported los­ing money to a scam in 2021 said it started with a phone call—the largest per­cent­age of any method, in­clud­ing email, text and mail. For vic­tims 80 and older, phone calls were be­hind 40% of scams.

Scams range from robo­calls pitch­ing car war­ranties to young peo­ple pos­ing as grand-chil­dren in need of a bailout. The best way to pro­tect against phone scams, on­line-safety ex­perts say, is to not re­ceive the phone calls in the first place.

So how do you do that?

While ig­nor­ing mys­tery calls is ef­fec­tive, it isn’t al­ways fea­si-ble. Per­haps you don’t have all the num­bers of health­care providers, in­sur­ance com­pa­nies and other vi­tal ser­vices stored in your phone’s con­tacts. Also, caller ID of­ten doesn’t iden­tify the name of the busi­ness that is call­ing. Tech com­pa­nies are de­vel­op­ing so­lu­tions for di­vert­ing scam calls. And even though the ma­jor­ity of Amer­i-cans over 65 have smart­phones, there are also ways to pro­tect your­self if you’re on a land­line.

See More [Wall Street Journal]

www.wsj.com/articles/how-to-block-scam-calls-the-top-source-of-fraud-against-older-adults-11673051224