Scammers are always finding new ways to dupe people out of money. In the U.S., phone calls remain the primary way swindlers hook older victims.
A study published last month by the Federal Trade Commission found that 24% of adults over age 60 who reported losing money to a scam in 2021 said it started with a phone call—the largest percentage of any method, including email, text and mail. For victims 80 and older, phone calls were behind 40% of scams.
Scams range from robocalls pitching car warranties to young people posing as grand-children in need of a bailout. The best way to protect against phone scams, online-safety experts say, is to not receive the phone calls in the first place.
So how do you do that?
While ignoring mystery calls is effective, it isn’t always feasi-ble. Perhaps you don’t have all the numbers of healthcare providers, insurance companies and other vital services stored in your phone’s contacts. Also, caller ID often doesn’t identify the name of the business that is calling. Tech companies are developing solutions for diverting scam calls. And even though the majority of Ameri-cans over 65 have smartphones, there are also ways to protect yourself if you’re on a landline.
See More [Wall Street Journal]